12-Month FREE Financing

12 Months Free Financing!* Apply Now! It's Fast & Easy.

Follow these steps to finance your purchase with Shop Pay: 

  • Add item(s) to your cart
  • Select "Shop Pay" as your payment option on the payment page at checkout.
  • Enter basic information and you'll instantly know if you've been approved.
  • Shop Pay will send you an email confirmation & payment reminders.

Installments: ARC covers your interest! 

  • Up to 12 months of FREE financing. 
  • Pay in easy monthly installments.
  • Quick approval process with online application
  • Plus, NO impact to your credit score to apply. 

Eligibility requirements and credit score:

  • You must be over the age of 18, reside in the US and be paying in USD to use Shop Pay Installments.
  • You must have a US shipping address.
  • There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.
  • You may pay your balance off early without penalty.

*Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. State notices to consumers:

Terms of Service

Learn more about Affirm’s terms of service or Shop’s terms of service.