12-Month FREE Financing

12 Months Free Financing!*

Apply Now!  It's fast & easy. 

 Follow these steps to finance your purchase with Shop Pay:

  1. Add item(s) to your cart
  2. Select "Shop Pay" as your payment option on the payment page at checkout.
  3. Enter basic information and you'll instantly know if you've been approved.
  4. Shop Pay will send you an email confirmation & payment reminders.

Installments: ARC covers your interest! 

  • Up to 12 months of FREE financing. 
  • Pay in easy monthly installments.
  • Quick approval process with online application
  • Plus, NO impact to your credit score to apply. 

Eligibility requirements and credit score

1. You must be over the age of 18, reside in the US and be paying in USD to use Shop Pay Installments.

2. You must have a US shipping address.

3. There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.

4. You may pay your balance off early without penalty.

*Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

Terms of Service

Learn more about Affirm’s terms of service or Shop’s terms of service.