We have partnered with Shop Pay (Affirm*) to provide you with flexible financing on purchases, so you can ease the costs and pay over time.


When you slice up your payments with Shop Pay, you’ll know exactly how much you pay each month—plus, your total. You’ll get an instant decision on whether you're approved—no bank account or credit card required.

Follow these steps to finance your purchase with Shop Pay:

  1. Add item(s) to your cart
  2. Select "Shop Pay" as your payment option on the payment page at checkout. Enter simple information and know instantly if you're approved.
  3. Shop Pay will send you an email confirmation and payment reminders.

  4. Complete all future Shop Pay purchases with just a single click.

What is Shop Pay?

Shop Pay (Affirm*) is a global payment solutions company that works with merchants to provide their customers the smoothest online shopping experience. Shop Pay is in over 100,000 online stores and has more than 60 million users globally.


Shop Pay offers you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments (both online and in store.) Installment options vary by store and can be used on orders over $50 USD, including discounts, shipping and taxes.

Payment plans

Purchases between $50 USD to $17,500 USD are eligible for Shop Pay Installments, with options to:

Pay in 4 for purchases $50 to $999

  • Interest-free payments every 2 weeks
  • No impact to your credit score

Pay monthly for purchases $150 to $17,500

  • 3, 6, or 12-month terms
  • Rates from 0-36% APR
  • No impact to your credit score to apply

Note: Minimum purchase amounts may vary by retailer.

Eligibility requirements and credit score

You must be over the age of 18, reside in the US and be paying in USD to use Shop Pay Installments.

Your credit scores aren't impacted if your purchase is split into 4 bi-weekly payments using Shop Pay Installments. If your purchase is split into monthly payments, then your payments may be reported to a credit bureau.

Note: To use Shop Pay Installments you need a US shipping address.

Fees or penalties

For purchases split into 4 bi-weekly payments, there are no additional charges or interest rates applied. Purchases split into monthly payments may be subject to interest.

You can pay your balance off early without penalty.

There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.

Terms of Service

Learn more about Affirm’s terms of service or Shop’s terms of service.


Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. State notices to consumers:

For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.

*Affirm is the originator and servicer of Shop Pay Installments. All payments are managed in your Shop Pay account.